This page (revision-1) was last changed on 29-Nov-2024 16:16 by UnknownAuthor

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Enciphered PIN by ICC
Enciphered PIN by ICC

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!!! Overview
[{$pagename}] (000001b): This is a cost effective [Cardholder Verification Method] which is specific for [chip Card] products.
The terminal captures the PIN from the user and sends it in clear to the chip card. The chip compares the value received with a witness value stored in its permanent memory since the personalization stage.
[Card Issuers] that do not consider the threat of eavesdropping on the interface terminal-card prefer this method to on-line enciphered PIN since implementing it is cheaper and it allows the off-line completion of an EMV ยข transaction at an unattended terminal. The terminal implementing this CVM has to be equipped with an off-line PIN pad, which is a tamper resistant device such that capturing the PIN of the cardholder on the interface card-terminal is difficult.
!! More Information
There might be more information for this subject on one of the following:
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This page (revision-1) was last changed on 29-Nov-2024 16:16 by UnknownAuthorTop