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Tap-to-pay...nobody
Tap-to-pay

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!!! Overview
[Microsoft]'s plan for [Mobile Payments] was introduced in March (2015) as the "tap-to-pay" feature that will be in its forthcoming Windows 10 for phones and small tablets (a.k.a. "Windows Mobile"), which would support [Host Card Emulation|HCE].
Newer Android phones use [HCE] to transmit [NFC] signals to [terminals|POS Terminals], which means third-party developers can use this process to build [NFC] functions into their apps. Just as important, the elimination of the [Secure Element] makes the payment platform carrier independent, and hence [carrier|MNO] agnostic. These advances are sure to be greeted well in the marketplace, but what is more intriguing is where Microsoft is headed with the possible introduction of mobile payments into their ecosystem.
Based on a money transmitter license that was granted in Idaho, it appears as though the Redmond, Washington-based company is looking to go up against [Android Pay], [Apple Pay] and the [LoopPay] system that helps form the base for [Samsung Pay]. Some may see this as a proactive approach by Microsoft to keep pace with competitors in the payments space. However, [Microsoft] may be trying to become a [Back-End Processor].
Becoming a [Back-End Processor] would put [Microsoft] in direct competition with [PayPal], [Square] and [Intuit]. These companies are [Card Processors]. However, unlike these [Back-End Processors] an advantage Microsoft would have is it would help establish potentially secure payment solutions not tied to hardware solutions. Creating a competitive product in this space would be advantageous for an enterprise software company like Microsoft.
!! More Information
There might be more information for this subject on one of the following:
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This page (revision-1) was last changed on 29-Nov-2024 16:16 by UnknownAuthorTop