Overview#Right to Financial Privacy Act of 1978 (RFPA; codified at 12 U.S.C. ch. 35, § 3401 et seq.) is a United States Act of Congress that that gives the customers of Financial Institutions the right to some level of privacy from Government Entity searches.
Right to Financial Privacy Act permits the Federal Bureau of Investigation could obtain records with a National Security Letter (NSL) only if the FBI could first demonstrate the person was a foreign power or an agent of a foreign power. Compliance by the recipient of the NSL was voluntary, and US States' consumer privacy laws often allowed Financial Institutions to decline the requests.
Right to Financial Privacy Act was amended 1986, United States Congress amended Right to Financial Privacy Act to allow the government to compel disclosure of the requested information. The United States PATRIOT Act of 2001 amended the RFPA.