The Next Big Thing


The Next Big Thing (TNBT) is some possible Future Predictions

Personal Health Record Service#

Problem Statement#

How many times have you:
  • gone to a new doctor only to find that you had to recall your past surgeries, illnesses and medications because your records were stored nowhere but inside your head?
  • had the experience of trying to make sense of a Health Record, bill or Insurance Benefit Statement.

Electronic Health Record and Health Information Exchange is fragmented and health data is siloed.

In 2018 as Health Care Providers and Health Care Organizations move to Electronic Health Record (EHRs) they are making some improvements in the management of EHRs however, this is NOT providing any benefits to the patients. Request for Patient Data are sent via clumsy usually Unstructured data if they are lucky and often sent as paper or PDFs. Even the Blue Button is Unstructured data.

Patients are unwilling and probably unable to provide proper Data Management and Data Protection for Patient Data.

Each time you go to a new Health Care Provider you are asked the same information often multiple times. The questions which are are relatively benign and not inclusive typically are:

  • often have terms that are vague
  • not specific
  • often unknown by the patient
  • Dated. Like when was your last surgery or vaccination

Patient Data Data Retention#

To begin creating a record retention schedule, organizations and providers should use federal record retention requirements found within the Federal Register, and numerous acts such as the Higher Education Act of 1965 disclosure requirements (20 U.S.C. §1232g). The challenge is to ensure that these requirements are compared with state-specific requirements and that all records are maintained to the more restrictive timeline. Retention and Destruction of Health Information

Several Technologies and systems appear to have aligned to make a Personal Health Record Provider of services possible. Some of those are:

Homeownership Rate for the United States 2017-12-08#

U.S. homeownership rate has just fallen to its lowest level since the Census Bureau began tracking it in 1965.

National vacancy rates in the third quarter 2017 were 7.5 percent for rental housing and 1.6 percent for homeowner housing.

The rental vacancy rate of 7.5 percent was 0.7 percentage points higher than the rate in the third quarter 2016 (6.8 percent) and not statistically different from the rate in the second quarter 2017 (7.3 percent).

The homeowner vacancy rate of 1.6 percent was 0.2 percentage points lower than the rate in the third quarter 2016 (1.8 percent) and not statistically different from the rate in the second quarter 2017 (1.5 percent).

Owning a home is often considered the American dream — and it's an expensive one. Homeowners in all 50 states and Washington, D.C., pay from 33% to 93% more for housing each month than do renters living in the same state, according to a new NerdWallet analysis.

Some studies found that the benefits of homeownership can be hyped, especially when it comes to the tax benefits of buying a home, worse still if you’re in a lower income bracket, the tax benefits can be a mere pittance. Saving for retirement, rather than buying a home, is a better investment for a majority of people.

Retirement investments are tax advantaged, thus the same investment amount that an individual could invest in a house could prove more lucrative if it were invested in a 401(k) or IRA, for example. In addition, retirement accounts are more liquid than are houses. You could feasibly withdraw some or all of your retirement savings income if you wanted, whereas the assets invested into a home are not nearly as liquid.

Domain of OneS Own#

Called by many terms and many separate efforts are happening.

Now is the time to Jump. 2016-09-23

2008 RFID#

When huge suppliers such as consumer products giant Procter & Gamble get ready to connect RFID databases and management applications to their multi-vendor corporate systems, they're going to need help. Lots of help, to the tune of $1 billion by 2006.

ABI says that by 2007, RFID integration revenue will surpass that of RFID products.

2008 Hot Dog Operation#

  • Hot Dogs
  • Soups

2008 Some things to keep in mind.#

  • The average age at which U.S. women are having their first child has climbed to an all-time high of 25.1.
  • U.N. medium-range population estimates for 2050 are down from 9.4 billion to 8.9 billion. The U.N. estimates population might stabilize at 9 billion by 2300.
  • In June 2002, more than two out of five women of childbearing years had no children, a steady increase during the last seven years and a significant jump since 1976 when roughly a third of women did not have children.
  • Since 1900, both birth and death rates in the more developed countries have continued to fall in tandem, with a few interruptions.
    • A worldwide influenza pandemic in 1918 caused the death of between 20 million and 40 million people and produced a temporary increase in the death rate.
    • A slight increase in birth rates occurred after World Wars I and II.
    • In the 1980s, birth and death rates[2] in the more developed world fell to historic lows. However, the total fertility rate (TFR)[1] in many more developed countries are well below replacement levels of two children per couple.
    • In addition, poor economic conditions in the countries of the former Soviet Union have led to a serious decline in birth rates and increase in death rates, contributing to declining population size in some of these countries.


US Small Business Facts

How important are small businesses to the U.S. economy?

  • Represent more than 99.7 percent of all employers.
  • Employ more than half of all private sector employees
  • Pay 44.5 percent of total U.S. private payroll.
  • Generate 60 to 80 percent of net new jobs annually.
  • Create more than 50 percent of nonfarm private gross domestic product (GDP).
  • Supplied 22.8 percent of the total value of federal prime contracts (about $50 billion) in FY 2001.
  • Produce 13 to 14 times more patents per employee than large patenting firms. These patents are twice as likely as large firm patents to be among the one percent
most cited.
  • Are employers of 39 percent of high tech workers (such as scientists, engineers, and computer workers ) .
  • Are 53 percent home-based and 3 percent franchises.
  • Made up 97 percent of all identified exporters and produced 29 percent of the known export value in FY 2001.

How are small businesses financed?#

  • About 82.5 percent of small firms used some form of credit in 1998. Small firms use many different sources of capital, including their own savings, loans from family and
friends, and business loans from financial institutions. Credit cards, credit lines, and vehicle loans are the most often used types of credit. Commercial banks are the leading suppliers of credit, followed by owners and finance companies.
  • Small Firms using Financial Services, 1998 (Percent reporting use of various types of credit)

Credit Type#

Type Of CreditTotal Small BusinessWomen-OwnedMinority
Any Credit82.5%78.2%76.9%
Traditional Credit Types55.046.149.0
Business Credit Cards34.128.828.6
Personal Credit Cards|46.0|7.5|45.5 Source: Tabulation from Survey of Small Business Finances, 1998, from the Federal Reserve

Financing Patterns for All Small Firms#

Over 80 percent of the small businesses surveyed used some kind of credit and had outstanding debt on their books at the end of 1998. Fifty-five percent of small firms had some kind of traditional loan, while 71 percent obtained credit from non-traditional sources, mainly owners’ loans and credit cards.

2008 Old People#

  • Every 7 Seconds someone in America turns 50
  • Spend almost $2 Trillion on goods & services each year
  • Over 30% of all homes offered for resale are by people age 65+
  • 43% of all new cars are purchased by seniors
  • Account for over 40% of total consumer demand
  • Seniors average $24,000 in annual disposable income
  • 50+ age group is the fastest growing population segment
  • Most seniors open all the direct mail they receive
  • Spend over $29 Billion yearly on grandchildren's gifts
  • Control over 48% of all discretionary purchases that occur
  • Seniors are the most affluent consumer group that exists
  • 30% more likely to purchase online than younger users
  • Per Capita income is 28% higher than other groups
  • Over 81 Million adults are past the age of 50
  • 60% purchase home remodeling products & services
  • Women over 50 spend $21 Billion on clothes annually
  • Seniors own over 80% of all money in savings accounts
  • 79% of America's financial assets are owned by seniors
  • Folks over 50 Dine out 4-5 times per week
  • Account for over 79% of all leisure travel spending
  • Own 62% of all large Wall Street investment accounts
  • Seniors visit malls more often than any other age group
  • Over 70% of seniors are willing to try new brands
  • 92% of seniors shop online & 78% make online purchases
  • Local daily newspapers are read by 71% of seniors
  • 74% of Seniors use the Internet to find health information
  • Over 65% of Seniors stick with brands if they like them
  • 89% of seniors rate "being active" as critical to enjoying life
  • Housing market for seniors tops $100 Billion each year
  • The net worth of seniors is 5 times that of average Americans
  • Seniors provide over $90 Billion in care giving services annually
  • There are more people over 65 than teenagers in the marketplace
  • Modern Maturity is the largest circulation magazine in print
  • "Who Wants to be a Millionaire" average viewer age is 55
  • Senior marketplace has a total net worth of $20 Trillion
  • 80% of patients in the hospital receiving Acute Medical Care are over the age of 65.

2009 Control Systems#

Future Prediction on Business and Home control and Alarm systems.


People love the automation abilities

What is Needed#

A system that works and is easy enough to be deployed by a house-wife yet powerful enough to work for Business.

PC based system#

Lonworks: Typically uses propritary Development tools
  • http://www.intellicom.se/res_lonworks.shtml
  • http://www.echelon.com/products/lonworks/default.htm

The Simple Control Protocol (SCP) is a non-IP based home networking protocol, proposed by Microsoft Corporation. It is a peer-to-peer, media independent protocol that allows manufacturers to produce small and intelligent devices that communicate with each securely and robustly. Currently, it uses the Power Line Carrier (PLC) as its physical layer.

An SCP network consists of a physical network and multiple logical networks. The physical network provides a common network medium that is used for communications among the devices. The SCP network system provides a mechanism for defining the logical networks and adequate security. The SCP is a complementary technology to Universal Plug-n-Play (UPnP), a IP based protocol.


  • http://www.ietf.org/rfc/rfc2324.txt
  • http://www.cis.ohio-state.edu/~jain/cis788-99/ftp/home_nets/index.html

More Information#

There might be more information for this subject on one of the following: