!!! Overview [{$pagename}] is a [United States federal government] [financial] statute passed in [1980|Year 1980] and signed by President Jimmy Carter on March 31. [{$pagename}] gave the [Federal Reserve] greater control over non-member [Bank]. [{$pagename}] forced all banks to abide by the [Federal Reserve]'s rules. * allowed banks to merge.[citation needed] * removed the power of the [Federal Reserve Board of Governors] under the [Glass–Steagall Act] to use Regulation Q to set maximum interest rates for any [Transaction Account] other than [Demand Deposit Account]s (with a six-year phase-out). * allowed Negotiable Order of Withdrawal accounts to be offered nationwide. * raised the deposit insurance of US banks and credit unions from $40,000 to $100,000. * allowed credit unions and savings and loans to offer [Transaction Account]. * allowed [Financial Institutions] to charge any loan interest rates they chose. !! More Information There might be more information for this subject on one of the following: [{ReferringPagesPlugin before='*' after='\n' }]