!!! Overview
From a consumers point of view, Both [Apple Pay] and [Google Wallet] are very similar in a lot of ways.



Both [Apple Pay] and [Google Wallet] are [Mobile Payment] services  that use your smartphone to pay for things. Both of these payment methods depend on [NFC] hardware, the phone communicates wirelessly with the contactless payment terminal. 

Google Wallet, which made its debut in [2011|Year 2011] was replaced in [2018|Year 2018] with [Google Pay]. Apple Pay was introduced in [2014|Year 2014]

Both are similar to what Visa payWave and MasterCard PayPass use for contactless payments. This involves tapping or waving over a card over a reader instead of swiping or inserting the card.

For starters, they both work in most [NFC] enabled [Merchant] terminal. Apple made a big deal about partnering with certain stores like Whole Foods and McDonald's when it launched [Apple Pay], but in reality any location that has an [NFC]-enabled point-of-sale system should work with [Apple Pay] or [Google Wallet], of course, has worked with such systems for a little over three years. There are [some exceptions|Google Wallet vs Apple Pay#Where they Will NOT Work].

!! Security
Either [Google Wallet] or [Apple Pay] is more secure than your plastic [Credit Card|Payment Card]. 

Both [Apple Pay] and [Google Wallet] require [Multi-Factor Authentication|Multi-Factor Authentication] and a [NFC] enabled phone.

[Apple Pay]
* Must be iPhone6 with and use finger-print reader
* Must have a credit card registered in advance
* [NFC] enabled phone

[Google Wallet]
* Default is to have a 4-digit pin (Uses "Touch ID" on [iPhone]) 
* Must have a credit card registered in advance
* [NFC] enabled phone


!! The Payment Experience [1]
With at least one credit or debit card’s detailed entered on your mobile app of choice, this is how they work.

[Apple Pay]
Take your [iPhone] out of your pocket, rest a finger over the [Touch ID] sensor (without pressing down), and hold it over a contactless payment terminal. 

The iPhone uses Touch ID to authenticate your fingerprint and immediately processes the payment. 

[Google Wallet]
Take your phone out of your pocket and hold it over the reader. You may then have to enter your [Google Wallet] PIN (if enabled), which should different from your phone-unlock PIN for security reasons.

!! The Winner
Well, that should not really the question. No winner should be expected. Both [Google Wallet] and [Apple Pay] are good [Mobile Payment] platforms and both are more secure than any "magnetic stripe" card.

!! Where they SHOULD Work
[Apple Pay] works on the iPhone 6 and iPhone 6 Plus, as older iPhones with [Touch ID] [NFC] hardware. Older iPhones do not have [NFC].

[Google Wallet] works on a large range of Android phones, as many Android phones sold in the past few years have had [NFC] hardware in them. [Google Wallet] also works on the iPhone 6 and iPhone 6 Plus, and uses [Touch ID] (instead of a pin).

[Apple Pay] and [Google Wallet], once set up, should work at any [NFC] enabled [Merchant] terminal.

!! Where they Will NOT Work
Several [CurrentC] members are blocking other Mobile Payment] systems, we are assuming, only to prevent competition.
* Wal-Mart
* BestBuy
* CVS
* Rite-Aid

[Apple Pay] is US-only at this time. (2015-02-11) where [Google Wallet] is international (as of 2015-01-29).

!! More Information
There might be more information for this subject on one of the following:
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* [#1] - [Google Wallet vs. Apple Pay: What You Need to Know|http://www.howtogeek.com/201870/google-wallet-vs.-apple-pay-what-you-need-to-know/|target='_blank'] - based on 2013-04-10