!!! Overview [{$pagename}] is charged to a [merchant] because the [Card Issuer] and [Acquirer] assume all, well most of, the [risks] on every [Payment Card] [transaction] (late or no payment, fraud etc…), yet fund the [merchant] within 48 hours of the sale. A discount rate is largely comprised of the interchange and assessments. The discount fee that a merchant is charged depends of several factors including: * Volume of Business * Type of Business * Type of Sale - Retail or [Internet] ** It is nearly the same expense for a 1.00 sale as a 100.00 sale so lots of small [Transactions] vs Large [Transactions] * [Risk] presented * [Card Not Present] * Merchant Credit !! More Information There might be more information for this subject on one of the following: [{ReferringPagesPlugin before='*' after='\n' }]