!!! Overview
[{$pagename}] is charged to a [merchant] because the [Card Issuer] and [Acquirer] assume all, well most of, the [risks] on every [Payment Card] [transaction] (late or no payment, fraud etc…), yet fund the [merchant] within 48 hours of the sale. 

A discount rate is largely comprised of the interchange and assessments. 
The discount fee that a merchant is charged depends of several factors including:
* Volume of Business
* Type of Business
* Type of Sale - Retail or [Internet]
** It is nearly the same expense for a 1.00 sale as a 100.00 sale so lots of small [Transactions] vs Large [Transactions]
* [Risk] presented
* [Card Not Present]
* Merchant Credit


!! More Information
There might be more information for this subject on one of the following:
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