!!! Overview
[{$pagename}] ([Payment Networks]) consists of all the organizations which store, process and transmit [cardholder Data], most notably for [debit cards|Payment Card] and [credit cards|Payment Card]. 

The security standards are developed by the [Payment Card Industry Security Standards Council] which develops the [Payment Card Industry Data Security Standards] used throughout the [industry]. 

Individual [Payment Networks] establish [compliance] requirements that are used by service providers and have their own [compliance] programs. 

Major card brands include:
* [American Express]
* [Discover Financial Services]
* [Japan Credit Bureau] ([JCB])
* [MasterCard] Worldwide 
* [VISA] International

Most companies use member banks ([Card Issuers]) that connect and accept transactions from the [Payment Networks]. 

Not all [Payment Networks] use member banks, like [American Express], these instead act as their own bank ([Card Issuer]).

!! More Information
There might be more information for this subject on one of the following:
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