!!! Overview [1] [{$pagename}] ([RTXP]) is an [Open Source] [Distributed Ledger Technology] By The [Ripple Company] to support the [Cryptocurrency] [XRP] (Ripples) [{$pagename}] uses a [Consent Mechanism] that allows for payments, exchanges and remittance in a distributed process. [{$pagename}] website describes the [Open Source] [protocol] as "basic infrastructure technology for interbank transactions – a neutral utility for financial institutions and systems". [{$pagename}] requires two parties for a transaction to occur: * a regulated financial institution "holds funds and issues balances on behalf of customers." * "market makers" such as hedge funds or [currency] trading desks provide liquidity in the [currency] they want to trade in. The [Consent Mechanism] allows for payments, exchanges and remittance in a distributed process. According to the [CGAP] in 2015, "Ripple does for [payment]s what [SMTP] did for email, which is enable the systems of different financial institutions to communicate directly." [{$pagename}] uses the [Ripple Consensus Protocol Algorithm] !! More Information There might be more information for this subject on one of the following: [{ReferringPagesPlugin before='*' after='\n' }] ---- * [#1] - [Ripple_(payment_protocol)|Wikipedia:Ripple_(payment_protocol)|target='_blank'] - based on information obtained 2017-12-17-