!!! Overview [{$pagename}] is a [Transaction Account] but not a [Demand Deposit Account] !! [Federal Reserve Board of Governors] defines a [{$pagename}] in Sec. 204.2(d)(1) of Regulation D ([FRB]). * The [Account owner] is permitted to make up to 6 pre-authorized transfers or withdrawals (excluding withdrawals via an [Automated Teller Machine]) per month or a statement cycle of at least four weeks. * There is no regulation limiting number of deposits into the account. * Violations often involve a service charge, usually $10 per transaction, or even a downgrade of the account to a [checking account|Demand Deposit Account]. !! More Information There might be more information for this subject on one of the following: [{ReferringPagesPlugin before='*' after='\n' }]