!!! Overview [{$pagename}] ([UPIC]) is an [identifier] (or banking address) for a bank account in the [United States] used to receive electronic credit payments. [{$pagename}] acts exactly like a US bank account number and protects sensitive banking information. The actual bank account number, including the bank's [Routing Transit Number], are masked by the UPIC. Only credit transactions to an account can be initiated with a UPIC. All direct debits are blocked, which should mitigate unauthorized transactions to an account. !! More Information There might be more information for this subject on one of the following: [{ReferringPagesPlugin before='*' after='\n' }] ---- * [#1] - [Universal_Payment_Identification_Code|Wikipedia:Universal_Payment_Identification_Code|target='_blank'] - based on information obtained 2016-12-21