!!! Overview
[{$pagename}] ([UPIC]) is an [identifier] (or banking address) for a bank account in the [United States] used to receive electronic credit payments. 

[{$pagename}] acts exactly like a US bank account number and protects sensitive banking information. The actual bank account number, including the bank's [Routing Transit Number], are masked by the UPIC. Only credit transactions to an account can be initiated with a UPIC. All direct debits are blocked, which should mitigate unauthorized transactions to an account.

!! More Information
There might be more information for this subject on one of the following:
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* [#1] - [Universal_Payment_Identification_Code|Wikipedia:Universal_Payment_Identification_Code|target='_blank'] - based on information obtained 2016-12-21